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Planning Made Simpler.
We help you see how the different parts of your financial life fit together, and then build a clear plan around your priorities.
Who do we work with?
People often come to us when several important financial decisions need to work together. Many of our clients are navigating one or more of the following situations.
Retirement Transition
If you're within about 10 years of retirement, or recently retired, we help you decide when you can comfortably stop working and turn your savings into income.
PENSION DECISIONS
If you're a municipal or federal employee, pension timing and payout elections can affect your finances for life. We help you see how your pension fits the rest of your plan.
CONCENTRATED COMPANY STOCK
RSUs, options, and company shares can present both opportunities and risks. We help you consider your choices within your broader financial picture, while encouraging you to consult your tax advisor regarding potential tax implications.
BUSINESS OWNERS
For many owners, your business is both your largest asset and part of your retirement plan. We help you prepare for a future sale, transfer, or succession.
Six Strategic Categories
Financial decisions rarely fit neatly into one category. We evaluate six connected areas so that each strategy supports the broader financial plan.
Cash Flow Management
We plan how to pay for the life you want by coordinating how much money is needed, which accounts should provide it, and when withdrawals should occur.
Retirement Planning
We evaluate when work can become optional, how much income you'll need, and when to claim benefits.
Tax Strategies
We coordinate the timing of income, withdrawals, Roth conversions, and charitable gifts with the rest of your plan.
Estate Planning
Estate planning is about more than transferring assets after death. We help you look at how property is owned and how beneficiaries are named, then coordinate with your attorney to keep your estate plan aligned with your wishes.
Investment Strategy
Investing should be simple, not complicated. We evaluate whether your portfolio's risk and diversification match your goals and time horizon.
Risk Management
We look at risks like disability, long-term care, and market declines, then decide what to reduce, insure, or plan around.
Client experience
What is it like to work with Flynn Financial Partners? Our process is simple and transparent.
Step 1: Take us for a test drive
Before the meeting, you will share a few details about your goals and financial situation. We will use that information to prepare thoughtful questions and initial observations. During the conversation, you can experience how we approach financial decisions, ask questions, and decide whether our approach feels right for you.
Step 2: BUILD YOUR FINANCIAL PLAN
If we decide to work together, we will establish your secure eMoney portal and begin gathering the information needed for your plan. We will organize the details, identify your priorities, and evaluate the six interconnected planning categories so you understand where you stand, what deserves attention, and which decisions come next.
Step 3: Seasonal Progress Meetings
A financial plan should continue to evolve as your life changes. We generally meet during the spring and fall, when tax strategies, benefits, Medicare, gifting, and other timely decisions often require attention. Between Seasonal Progress Meetings, we remain available whenever you have questions, experience an emergency, or face an important financial decision.
A Few Thoughts
A Few Thoughts is a practical newsletter about how to think about money and make informed financial decisions.